8 thousand applications in 10 days to Yeni Evim Housing Finance Program

The 10-day balance sheet was revealed in the “Yeni Evim Housing Finance Program” announced by the Minister of Treasury and Finance Nureddin Nebati and the Minister of Environment, Urbanization and Climate Change Murat Kurum.

Within the scope of the program, which started on January 16, in order to enable middle-income citizens to buy their first houses with a much more suitable maturity structure than market conditions, 8 thousand 27 applications were made to public banks and participation finance institutions in 10 days.

Istanbul took the lead in applications for the program, which provided financing up to 5 million liras in Istanbul, 3 million liras in Ankara, Izmir, Bursa, Antalya, Mersin and Muğla, and up to 2 million liras for other cities.

1859 of the applications were made by those who wanted to own a house in the first region covering Istanbul, 1797 in the second region covering Ankara, Izmir, Bursa, Antalya, Mersin and Muğla, and 4,371 in the third region covering other provinces.

– Necessary legislation has been enacted

On the one hand, while applications were received, on the other hand, the legislative work of the said financing package was completed. The Bill of Law on the Amendment of the Law on the Regulation of Public Finance and Debt Management on the New Housing Finance Program, signed by the AK Party deputies, was accepted at the General Assembly of the Grand National Assembly of Turkey on 25 January and became law.

It is aimed that the applications will be finalized in a short time and the citizens will reach their first homes after the legislative arrangements in question.

The Ministry of Treasury and Finance will also contribute to the installments for the first 3 years in order to facilitate the housing finance installment payments of the citizens. For this, cash resources will be transferred to the relevant banks through a public bank to be determined by the President.

With the financing model, which will be offered with payment opportunities compatible with household income throughout the loan term, it is aimed at the first stage to bring all of the 100 thousand families to their first-hand new homes.​​

In the financing model, a maturity difference starting from 0.69 percent, a maturity of 15 years, a 10 percent down payment, an installment rate not exceeding 30 percent of the household income and ease of payment for the first 3 years are provided.

Those who meet the conditions will be able to own houses in 81 provinces with the said financing model, houses that have been completed and ongoing at a certain rate, and new projects that have signed a guarantor agreement with banks.

Spouses in the household who want to benefit from the program must not have a home and must not have sold a home in the last year. The purchased house will not be sold for 5 years, there will be a one-year residence requirement in the new house.


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